1. Project Introduction

1.1 TradeFlow's Application Improvements

TradeFlow is the world's first AI-driven supply chain finance data service product.

TradeFlow is the world's first AI-driven supply chain finance data service platform, aiming to revolutionize traditional supply chain finance models by addressing long-standing industry pain points such as low efficiency, high risk, and financing difficulties. The platform deeply integrates cutting-edge technologies such as blockchain, big data analytics, and natural language processing (NLP) to provide intelligent financial data services for all participants in the supply chain. It promotes the deep integration of capital flow, information flow, logistics, and business flow, helping to build an efficient, transparent, and trustworthy global trade ecosystem.

TradeFlow is positioned as an "AI-driven supply chain finance infrastructure," focusing on providing end-to-end digital solutions for financial institutions, core enterprises, and SMEs. Its core value lies in two dimensions: cost reduction and efficiency improvement and risk control:

• Cost Reduction and Efficiency Improvement: By automating workflows (such as intelligent document review and contract parsing) and using AI prediction models, the traditional financing process is reduced from weeks to hours, with transaction costs lowered by over 30%.

• Risk Control: Based on multimodal data (text, images, logistics information), a dynamic credit assessment model is built, improving risk warning accuracy by 40% and keeping the non-performing rate below 0.5%.

TradeFlow is not just a technological product but also an engine driving the digital transformation of global supply chains. By reconstructing financial trust mechanisms through AI, the platform is ushering in a new era of more efficient, inclusive, and sustainable trade.

Core Differentiating Advantages of the Platform:

• World's First AI + Blockchain Dual Engine: Combining the immutability of blockchain with the real-time analytical capabilities of AI, the platform enables full lifecycle traceability of supply chain data, enhancing asset credibility.

• Multi-Scenario Coverage: Supports various business scenarios such as order financing, accounts receivable financing, and inventory financing, catering to vertical fields like core enterprises, cross-border e-commerce, and bulk commodities.

1.2 The Significance of Blockchain in Supply Chain Finance

Blockchain offers solutions to supply chain finance problems in the following areas:

1. Enabling Information Sharing Among Upstream and Downstream Enterprises

2. Transmitting Core Enterprise Credit

3. Enriching Trusted Trade Scenarios

4. Managing Fulfillment Risks

5. Reducing Financing Costs

By using blockchain technology to solve information silo problems, multiple stakeholders can set rules in advance to achieve data interoperability and information sharing. The decentralized and immutable nature of blockchain addresses the authenticity of transaction data in the supply chain. Blockchain applications can provide a higher level of security for supply chain finance, eliminating financial institutions' concerns about enterprise information flow and, to some extent, solving the problem of SMEs being unable to prove their creditworthiness. Blockchain technology enables smart contract-based automatic clearing, reducing manual intervention, lowering operational risks, and ensuring repayment security. The use of smart contracts reduces manual supervision costs and allows automatic execution independent of third parties, closely aligning with business process nodes and simplifying operational procedures.